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Старый 15.09.2024, 18:03   #1
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По умолчанию Collection Download Ebooks Best Seller Updated Daily

below here , this is a free ebooks search engine, the best free ebooks download library. It's the open directory for free ebooks and download links.

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Старый 16.09.2024, 16:03   #1036
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По умолчанию Financial Services Contracts in EU Law


Federico Della Negra, "Financial Services Contracts in EU Law"
English | ISBN: 0192866605 | 2024 | 384 pages | PDF | 3 MB
In the wake of the 2008 Global Financial Crisis, misconduct and unfair contract terms in financial services contracts triggered a wave of litigation before national courts. Litigation did not remain a national law issue but soon became an EU law issue. National courts sought, through the preliminary reference procedure, the Court of Justice of the European Union (CJEU)'s guidance to interpret EU financial services legislation and determine the scope of consumers' rights and private law remedies vis-à-vis financial service providers (FSPs).

The high number of CJEU's rulings have significantly innovated numerous EU and national private law rules on financial services contracts. The CJEU has often expanded consumers' private law remedies, based on general principles of EU law, beyond the letter of the law, thus 'creating' new private law principles for these contracts.
This book provides the first comprehensive and systematic analysis of the rapidly evolving and complex CJEU case law on retail credit, payment, and investment services contracts. It extensively discusses the rationales of the CJEU's judgments and gives guidance on the role of general principles of EU law in the CJEU's reasoning. This volume identifies emerging principles of private law which should apply across credit, payment, and investment services contracts. Building on this analysis, the work provides an assessment of the significant legal and policy implications of the CJEU case law on national and EU private law.
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Старый 16.09.2024, 16:04   #1037
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По умолчанию Financial and Social Impediments in Entrepreneurship A Study on Technology Develop...


Financial and Social Impediments in Entrepreneurship: A Study on Technology Development Zones in Turkey (Accounting, Finance, Sustainability, Governance & Fraud: Theory and Application) by Yasin Akkuş
English | January 23, 2024 | ISBN: 9819986192 | 137 pages | MOBI | 5.74 Mb
This book uncovers the barriers that impede entrepreneurial innovation, delving into the profound impact of personality traits on success. It explores the psychological and sociological factors that hinder progress, providing valuable insights into the hidden challenges faced by entrepreneurs. As Small and Medium-Sized Enterprises (SMEs) thrive in global markets, sustainable development faces obstacles. This book reveals the overlooked psychological and sociological hurdles that entrepreneurs encounter, shedding light on their effects on innovation.

Through extensive research, the authors illuminate the connection between personality traits and entrepreneurial success, particularly risk-taking propensity. They uncover the complex interplay between personal traits and the social environment, highlighting societal constructs that impede entrepreneurial potential.
While research on entrepreneurial personalities has grown, understanding sociological impedimentsremains limited. This book bridges the gap, offering a comprehensive analysis of the multifaceted challenges entrepreneurs face. It equips readers with strategies to navigate complexities and foster innovation.
This transformative book unveils the barriers hindering entrepreneurial innovation, unlocking the psychological and sociological obstacles. It is a must-read for aspiring entrepreneurs, professionals, researchers, and policymakers seeking to harness SME potential for a prosperous future.


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Старый 16.09.2024, 16:05   #1038
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По умолчанию Find a Way or Make One A Documentary History of Clark Atlanta University Whitney M...


Alma J. Carten, "Find a Way or Make One: A Documentary History of Clark Atlanta University Whitney M. Young Jr. School of Social Work "
English | ISBN: 019751846X | 2020 | 468 pages | PDF | 27 MB
Clark Atlanta University Whitney M. Young Jr. School of Social Work was founded in 1920 in Atlanta, Georgia, as the Atlanta School of Social Work to prepare social workers for practice in underserved black neighborhoods. Spearheaded by black scholars and progressive whites during an era of racial segregation, 2020 marks its centennial as the first accredited social work program at a historically black college and university. In this book, social work professor Alma J. Carten describes the School's transitions from its beginnings amid the pervasive racism sanctioned by Supreme Court rulings in the Dred Scott and Plessy v. Ferguson cases, through the decades of 20th century progressive civil rights reforms, and into the new conservatism of the 21st century.

Referencing archival documents, Carten illustrates the School's commitment to the democratic principles of the profession despite the blatant racism of the segregated South and the less visible structural inequalities following desegregation from which mainstream social work education was not immune. The book describes the influence of iconic thought leaders on the School's culture and academic programs, beginning with Jesse O. Thomas's speech on the need for a black school of social work, given from the segregated section of the 1920 National Conference on Social Work; and including W.E.B. DuBois' Atlanta University Studies that pioneered the model of social progress powered by science; E. Franklin Frazier and Forrester B. Washington, who championed "black social work" and the integration of race critical content in the curriculum of all schools; and Whitney M. Young, Jr., who chastised social workers for their waning interest in advocacy for marginalized populations and encouraged them to become politically active.
Carten examines the evolution of the School within the context of changes in US social welfare policy, CSWE accrediting standards, and NASW Code of Ethics. Highly readable, the book brings to light the under-reported contributions of HBCU social work programs to social work education, and it thoughtfully engages with the School's efforts to legitimize the Afrocentric perspective and the humanistic values embraced by HBCU social work programs.
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Старый 16.09.2024, 16:06   #1039
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По умолчанию Finding My Father's War Revelations from the Red Cross Diary of an American POW in...


Robert H. Miller, "Finding My Father's War: Revelations from the Red Cross Diary of an American POW in Nazi Germany"
English | ISBN: 0615322395 | 2009 | 299 pages | EPUB | 3 MB
This is the remarkable story of my father, Herbert Henry Miller, who was drafted into the army in August 1942. So begins this book about an ordinary man thrust into extraordinary circumstances during World War II. The writer is Herbert Miller's son, Robert, who was amazed to discover his father's Red Cross war diary at the back of a drawer in the weeks following his 1994 death. The diary was crammed full of his dreams for survival and of the death and destruction he had witnessed as a soldier and a POW. Finding his father's journal became the catalyst for Robert Miller to learn more about his father and his father's war. He spent hours interviewing his mother, the only person who knew of her husband's nightmares and understood that he suffered from life-long posttraumatic stress disorder. Robert also traveled throughout Europe and America interviewing World War II survivors and their families and digging into archives.

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Старый 16.09.2024, 16:07   #1040
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По умолчанию Firstborn A Memoir


Lauren Christensen, "Firstborn: A Memoir"
English | ISBN: 0593831810 | 2025 | 208 pages | EPUB | 377 KB
A lapidary memoir of losing a child before she can be born, which the author began writing the day she came home from the hospital-an intimate story about our most searing losses and brightest hopes

"Some days I still think this is all just a sad story I'll tell Simone one day."
Lauren Christensen is a thirtysomething editor in New York City when she meets her future husband, Gabe, a writer with whom she falls in love right away. Her beloved grandfather is dying, but the young couple is bringing new life into the family: Lauren and Gabe joyfully discover she is pregnant with their daughter, Simone.
As Lauren faces the prospect of becoming a parent, she learns to let go of the fear of abandonment and need for control instilled in her by growing up with a largely absent father and a high-powered mother who was often away on business. Lauren and Gabe are incandescently happy in their exuberant, messy, beautiful shared world. But just weeks after their wedding, they learn that their worst nightmare has come true: Simone is dying in the womb.
In fierce, tender, spellbinding prose,
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Старый 16.09.2024, 16:08   #1041
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По умолчанию Five Hundred Years Rediscovered Southern African precedents and prospects


Natalie Swanepoel, Amanda Esterhuysen, Phil Bonner, "Five Hundred Years Rediscovered: Southern African precedents and prospects"
English | 2008 | ISBN: 1868144747 | EPUB | pages: 296 | 3.1 mb
In the age of the African Renaissance, southern Africa has needed to reinterpret the past in fresh and more appropriate ways. The last 500 years represent a strikingly unexplored and misrepresented period which remains disfigured by colonial/apartheid assumptions, most notably in the way that African societies are depicted as fixed, passive, isolated, un-enterprising and unenlightened. This period is one the most formative in relation to southern Africa's past while remaining, in many ways, the least known. Key cultural contours of the sub-continent took shape, while in a jagged and uneven fashion some of the features of modern identities emerged. Enormous internal economic innovation and political experimentation was taking place at the same time as expanding European mercantile forces started to press upon southern African shores and its hinterlands. This suggests that interaction, flux and mixing were a strong feature of the period, rather than the homogeneity and fixity proposed in standard historical and archaeological writings. Five Hundred Years Rediscovered represents the first step, taken by a group of archaeologists and historians, to collectively reframe, revitalise and re-examine the last 500 years. By integrating research and developing trans-frontier research networks, the group hopes to challenge thinking about the region's expanding internal and colonial frontiers, and to broaden current perceptions about southern Africa's colonial past.



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Старый 16.09.2024, 16:09   #1042
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По умолчанию Flanders 1915 Rare Photographs From Wartime Archives (Repost)


Jon Cooksey, "Flanders 1915: Rare Photographs From Wartime Archives"
English | 2006 | pages: 144 | ISBN: 1844153568 | EPUB | 172,8 mb
By Christmas 1914 Britain's Regular Army had virtually ceased to exist. Four months of hard fighting had drained its manpower and the Territorial Army were called on to plug the gaps. The part-timers leapt at the chance to serve their country overseas and were soon on their way to the trenches and the harsh realities of war on the Western Front.

Flanders 1915 tells the story, through rare and previously unpublished photographs and extended captions, of one of those eager Territorial battalions posted to Flanders during the first twelve months of WW1. It forms a unique and intimate record of the early years of war; many images captured on film by the private cameras of the battalion's junior officers, before official censorship was established. Above all it is a rare and outstanding portrait of the 'great adventure' of war in the days before Loos, the Somme and Passchendaele and the resulting lengthy casualty lists.


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Старый 16.09.2024, 16:10   #1043
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По умолчанию Flexible Imputation of Missing Data


Flexible Imputation of Missing Data By Stef van Buuren
2012 | 342 Pages | ISBN: 1439868247 | PDF | 11 MB
Missing data form a problem in every scientific discipline, yet the techniques required to handle them are complicated and often lacking. One of the great ideas in statistical science-multiple imputation-fills gaps in the data with plausible values, the uncertainty of which is coded in the data itself. It also solves other problems, many of which are missing data problems in disguise. Flexible Imputation of Missing Data is supported by many examples using real data taken from the author's vast experience of collaborative research, and presents a practical guide for handling missing data under the framework of multiple imputation. Furthermore, detailed guidance of implementation in R using the author's package MICE is included throughout the book. Assuming familiarity with basic statistical concepts and multivariate methods, Flexible Imputation of Missing Data is intended for two audiences: (Bio)statisticians, epidemiologists, and methodologists in the social and health sciences Substantive researchers who do not call themselves statisticians, but who possess the necessary skills to understand the principles and to follow the recipes This graduate-tested book avoids mathematical and technical details as much as possible: formulas are accompanied by a verbal statement that explains the formula in layperson terms. Readers less concerned with the theoretical underpinnings will be able to pick up the general idea, and technical material is available for those who desire deeper understanding. The analyses can be replicated in R using a dedicated package developed by the author.




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Старый 16.09.2024, 16:11   #1044
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По умолчанию Flight (DK Eyewitness), New US Edition


Flight (DK Eyewitness), New US Edition by DK
English | April 30th, 2024 | ISBN: 0593842375 | 72 pages | True EPUB | 31.95 MB
Take flight with this spectacular and informative guide to the fascinating world of aircraft.

Superb color photographs offer a unique exploration of the history of flight, as well as providing a close-up view of the many different kinds of aircraft in use today, from helicopters to hot-air balloons.
Find out what a Victorian steam-powered airplane looked like, what the first pilots wore, how wings provide lift, and what's inside a "black box". Discover how a plane lands and takes off, how a glider works, which plane could be carried on a car, what the buttons on a flight deck do, and much more.
Great for projects or just for fun, Eyewitness Flight will help you to learn everything you need to know about the history and science of flight.




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Старый 16.09.2024, 16:12   #1045
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По умолчанию Floods in a Megacity Geospatial Techniques in Assessing Hazards, Risk and Vulnerab...


Floods in a Megacity: Geospatial Techniques in Assessing Hazards, Risk and Vulnerability By Ashraf Dewan (auth.)
2013 | 199 Pages | ISBN: 940075874X | PDF | 6 MB
Flooding is one of the most devastating natural hazards in the world. Available records suggest that both flood frequency and severity are on the rise and this is likely to worsen in the context of climate change. As population, infrastructure and poverty grow rapidly in developing countries, particularly in urban agglomerations of 10 million people or more, floods could cause widespread devastation, economic damage and loss of life. Assessment of vulnerability and risk from naturally occurring phenomena is therefore imperative in order to achieve urban sustainability. This book uses geospatial techniques to evaluate hazards, risk and vulnerability at a metropolitan scale in a data-scarce country. An empirical study was performed using remote sensing, GIS and census data. This research offers a new approach to mapping population, infrastructures and communities at risk which can greatly contribute to the deeper understanding of flood disasters in a rapidly expanding megacity. Examples shown in this book are from Dhaka Megacity, however, the techniques and methods can easily be implemented in medium to large cities of similar characteristics. The book is essential reading for hazard researchers, geospatial scientists, disaster management professionals, geographers, urban planners, and social scientists. Ashraf M. Dewan is currently a Lecturer in the Department of Spatial Sciences at Curtin University, Western Australia (on leave from his substantive position as Associate Professor in the Geography & Environment Department at the University of Dhaka, Bangladesh).




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Старый 16.09.2024, 16:13   #1046
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По умолчанию Flows of Faith Religious Reach and Community in Asia and the Pacific


Flows of Faith: Religious Reach and Community in Asia and the Pacific By Lenore Manderson, Wendy Smith, Matt Tomlinson (auth.), Lenore Manderson, Wendy Smith, Matt Tomlinson (eds.)
2012 | 240 Pages | ISBN: 9400729316 | PDF | 3 MB
Unique local transformations of the practice of established religions in Asia and the Pacific are juxtaposed with the emergence of new religious movements whose incidence is growing across the region. In Flows of Faith, the contributing authors take as their starting point questions of how religions manifest outside their cultural boundaries and provide the basis for new social identities, political movements and social transformations. With fresh insights into the globalization of beliefs, their local inflections, and their institutionalization, the authors explore how old and new religions work in different settings, and how their reception and membership challenge orthodox understandings of religion and culture. The chapters - set in Asia, the Pacific, Australia, and the US - illustrate the contrasts and commonalities of these belief systems, and their allegiances and networks in the region and beyond. They include new religious movements - Falun Gong, Brahma Kumaris, the Hare Krishna movement, based in East and South Asia with outreach posts in Australia and the U.S. - and established 'old' religions - Christianity, Buddhism, Hinduism and Islam - that are revitalized and recreated in different settings and places. Flows of Faith describes the transnational reaches of faith. Religious practices and their local manifestations track the movement of peoples, through mission outreach, flight, migration, and pilgrimage. In each new setting, religions are shaped by and in turn shape political and cultural forces, proving that they are resilient and generative, originary and distinctive. The volume is a major contribution, providing readers with a fresh and creative approach into the living experience of religious communities in a contemporary globalised world.




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Старый 16.09.2024, 16:14   #1047
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По умолчанию Fodor's Essential Croatia With Montenegro and Slovenia (Full-color Travel Guide)


Fodor's Essential Croatia: With Montenegro and Slovenia (Full-color Travel Guide) by Fodor's Travel Guides
English | June 4, 2024 | ISBN: 1640976809 | 400 pages | MOBI | 77 Mb
Whether you want to explore Dubrovnik's Old Town, go sailing in Split, or drink wine in Istria, the local Fodor's travel experts in Croatia are here to help! Fodor's Essential Croatia guidebook is packed with maps, carefully curated recommendations, and everything else you need to simplify your trip-planning process and make the most of your time. This new edition has an easy-to-read layout, fresh information, and beautiful color photos.

Fodor's "Essential" guides have been named by Booklist as the Best Travel Guide Series of 2020.
Fodor's Croatia travel guide includes:AN ILLUSTRATED ULTIMATE EXPERIENCES GUIDE to the top things to see and doMULTIPLE ITINERARIES to effectively organize your days and maximize your timeMORE THAN 25 DETAILED MAPS to help you navigate confidentlyCOLOR PHOTOS throughout to spark your wanderlust!HONEST RECOMMENDATIONS FROM LOCALS on the best sights, restaurants, hotels, nightlife, shopping, performing arts, activities, and morePHOTO-FILLED "BEST OF" FEATURES on "Best Islands in Croatia", "What to Eat and Drink in Croatia", and moreTRIP-PLANNING TOOLS AND PRACTICAL TIPS including when to go, getting around, beating the crowds, and saving time and moneyHISTORICAL AND CULTURAL INSIGHTS providing rich context on the local people, politics, art, architecture, cuisine, geography and moreSPECIAL FEATURES on "Cruising and Sailing in Croatia" and "Wine in Croatia"LOCAL WRITERS to help you find the under-the-radar gemsCROATIAN LANGUAGE PRIMERS with useful words and essential phrasesUP-TO-DATE COVERAGE ON: Dubrovnik, Split, Istria, Hvar, Zagreb, Plitvice Lakes National Park, Krk, Zadar, Montenegro, Slovenia, and morePlanning on visiting the rest of Europe? Check out Fodor's Essential Europe.
*Important note for digital editions: The digital edition of this guide does not contain all the images or text included in the physical edition.


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Старый 16.09.2024, 16:15   #1048
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По умолчанию Fodor's Essential Switzerland (Fodor's Travel Guides), 3rd Edition


Fodor's Essential Switzerland (Fodor's Travel Guides), 3rd Edition by Fodor's Travel Guides
English | September 10th, 2024 | ISBN: 1640976973 | 560 pages | True EPUB | 165.42 MB
Whether you want to ski in the shadow of the Matterhorn, try fondue in Gruyères, or hike in Lauterbrunnen Valley, the local Fodor's travel experts in Switzerland are here to help! Fodor's Essential Switzerland guidebook is packed with maps, carefully curated recommendations, and everything else you need to simplify your trip-planning process and make the most of your time. This new edition has been fully-redesigned with an easy-to-read layout, fresh information, and beautiful color photos. Fodor's "Essential" guides were named by Booklist as the Best Travel Guide Series of 2020!

Fodor's Essential Switzerland travel guide includes:
* AN ILLUSTRATED ULTIMATE EXPERIENCES GUIDE to the top things to see and do
* MULTIPLE ITINERARIES to effectively organize your days and maximize your time
* MORE THAN 30 DETAILED MAPS to help you navigate confidently
* COLOR PHOTOS throughout to spark your wanderlust!
* HONEST RECOMMENDATIONS FROM LOCALS on the best sights, restaurants, hotels, nightlife, shopping, performing arts, activities, and more
* PHOTO-FILLED "BEST OF" FEATURES on "Best Hikes," Switzerland's Most Beautiful Villages," and more
* TRIP-PLANNING TOOLS AND PRACTICAL TIPS including when to go, getting around, beating the crowds, and saving time and money
* HISTORICAL AND CULTURAL INSIGHTS providing rich context on the local people, politics, cuisine, geography, and more
* SPECIAL FEATURES on "What to Watch and Read Before You Visit," "What to Eat and Drink," "Scenic Train Rides and Drives," "The Bernese Alps," and "The Vineyards of Lavaux"
* LOCAL WRITERS to help you find the under-the-radar gems
* French, German, and Italian LANGUAGE PRIMERS with useful words and essential phrases
* UP-TO-DATE COVERAGE ON: Geneva, Zurich, Luzern, St. Moritz, the Glacier Express, Zermatt, the Matterhorn, Lugano, Locarno, Bern, Basel, Lauterbrunnen Valley, Grindelwald, Graubunden, Liechtenstein, Gruyères, Interlaken, Montreux, Lausanne, Lavaux Vignobles, and more.




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Старый 16.09.2024, 16:16   #1049
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По умолчанию Fodor's Hawaii 2013


Fodor's Hawaii 2013 By Fodor's
2012 | 680 Pages | ISBN: 0307929272 | EPUB | 29 MB
Expanded Coverage: This new edition features expanded beach coverage, with "Best For" rankings that help travelers choose the perfect beach. Brand new hotel, restaurant, shop and bar reviews provide fresh tips for staying and playing on Oahu, Maui, Big Island, Kauai, Molokai, and Lanai. Illustrated Features: Learn all about visiting iconic Napali Coast by land, sea, or air. Our Hawaii Volcanoes National Park feature gives tips for volcano exploration. Illustrated features highlight Maui's top attractions and offer in-depth coverage of Waikiki, Pearl Harbor, and Oahu's renowned surf culture. Travelers will learn about the history of tragedy and triumph on the stunning Kalaupapa Peninsula. Other illustrated features teach travelers about geology and the birth of the islands, snorkeling tips, and Hawaii's unique culture, from lei to luau to hula. Indispensable Trip Planning Tools: An island finder chart and guide helps you pick the right islands for you. Top Experiences and Great Itineraries help travelers make the most of their island time. This guide also has useful tips for families, people planning Hawaiian weddings and honeymoons, and cruise travelers. Illustrated plant and marine life identification keys are useful tools for hikers and snorkelers. Discerning Recommendations: Fodor's Hawaii offers savvy advice and recommendations from local writers to help travelers make the most of their visit. Fodor's Choice designates our best picks, from hotels to nightlife. "Word of Mouth" quotes from fellow travelers provide valuable insights.




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Старый 16.09.2024, 16:17   #1050
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По умолчанию Fodor's InFocus Charleston With Hilton Head and the Lowcountry (Full-color Travel ...


Fodor's InFocus Charleston: With Hilton Head and the Lowcountry (Full-color Travel Guide) by Fodor's Travel Guides
English | June 11, 2024 | ISBN: 1640976949 | 240 pages | MOBI | 47 Mb
Whether you want to tour historic houses, feast on Lowcountry cuisine, or party on King Street, the local Fodor's travel experts in Charleston are here to help! Fodor's In Focus Charleston guidebook is packed with maps, carefully curated recommendations, and everything else you need to simplify your trip-planning process and make the most of your time. This new edition has been fully-redesigned with an easy-to-read layout, fresh information, and beautiful color photos.

Fodor's In Focus Charleston travel guide includes:AN ILLUSTRATED ULTIMATE EXPERIENCES GUIDE to the top things to see and doMULTIPLE ITINERARIES to effectively organize your days and maximize your timeMORE THAN 9 DETAILED MAPS to help you navigate confidentlyCOLOR PHOTOS throughout to spark your wanderlust!HONEST RECOMMENDATIONS FROM LOCALS on the best sights, restaurants, hotels, nightlife, shopping, performing arts, activities, side-trips, and morePHOTO-FILLED "BEST OF" FEATURES on "What to Eat and Drink in Charleston", "What to Buy in Charleston", "Best Historical Sights in Charleston" and moreTRIP-PLANNING TOOLS AND PRACTICAL TIPS including when to go, getting around, beating the crowds, and saving time and moneyHISTORICAL AND CULTURAL INSIGHTS providing rich context on the local people, politics, art, architecture, cuisine, geography and moreSPECIAL FEATURES on "Kids and Families", "What to Watch and Read Before You Visit,", and "Best Tours"LOCAL WRITERS to help you find the under-the-radar gemsUP-TO-DATE COVERAGE ON: King Street, the Battery, Sullivan's Island, Fort Sumter National Monument, Folly Beach, Moncks Corner, Edisto Island, Hilton Head, Beaufort, and much more.Planning on visiting the rest of the American South? Check out Fodor's Carolinas &Georgia and Fodor's InFocus Savannah.
*Important note for digital editions: The digital edition of this guide does not contain all the images or text included in the physical edition.


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Ответ

Любые журналы Актион-МЦФЭР регулярно !!! Пишите https://www.nado.in/private.php?do=newpm&u=12191 или на электронный адрес pantera@nado.ws


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